Earn a better return with a low minimum balance.
Offerings
DCU offers a variety of choices and resources to help you find a savings certificate that is best suited for you..
REGULAR CERTIFICATE
Earn a better return with a low minimum balance.
AS HIGH AS
4.86% APY
OPEN NOW LEARN MORE
RATING
0 0 / 5 stars
MINIMUM TO OPEN
$500
MINIMUM TO EARN
$500
MONTHLY FEE
$0.00
AVAILABLE TERMS
3 to 60months
JUMBO CERTIFICATE
Earn a better rate for balances $25,000 and above.
AS HIGH AS
5.13% APY
OPEN NOW LEARN MORE
RATING
0 0 / 5 stars
MINIMUM TO OPEN
$25,000
MINIMUM TO EARN
$25,000
MONTHLY FEE
$0.00
AVAILABLE TERMS
3 to 60months
JUMP-UP CERTIFICATE
Jump your rate once per term when rates go up – you decide when.
AS HIGH AS
4.34% APY
OPEN NOW LEARN MORE
RATING
0 0 / 5 stars
MINIMUM TO OPEN
$500on regular certificate
MINIMUM TO EARN
$500on regular certificate
MONTHLY FEES
$0.00
AVAILABLE TERMS
15 or 27months
QUICKSTART CERTIFICATE
Lower minimum balance for members under age 23.
AS HIGH AS
4.86% APY
OPEN NOW LEARN MORE
RATING
0 0 / 5 stars
MINIMUM TO OPEN
$100
MINIMUM TO EARN
$100
MONTHLY FEE
$0.00
AVAILABLE TERMS
3 to 60months
Offerings
DCU offers a variety of choices and resources to help you find a savings certificate that is best suited for you.
Regular Certificate
As High As
4.86% APY
Earn a better return with a low minimum balance.
Learn MoreView Disclosures
0 0 / 5 stars
Minimum To Open
$500
Minimum To Earn
$500.00
Monthly Fee
$0.00
Available Terms
3 to 60 Months
Membership Required
1. Eligibility by Family Relationship to a Current DCU Member
Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
2. Eligibility by Company You Work for or Retired From
- You currently work for or retired from a company in our list ofparticipating employers.
- You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
3. Eligibility by Organization You Belong To
- You currently belong to orjoin an organizationwhose members we serve.
- You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
4. Eligibility by Community
You are automatically eligible to join DCU if you live, work, worship, or attend school in one of thecommunities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
JUMBOCERTIFICATE
As High As
5.13% APY
Earn a better rate for balances $25,000 and above.
Learn MoreView Disclosures
0 0 / 5 stars
Minimum To Open
$25,000
Minimum To Earn
$25,000.00
Monthly Fee
$0.00
Available Terms
3 to 60 Months
Membership Required
1. Eligibility by Family Relationship to a Current DCU Member
Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
2. Eligibility by Company You Work for or Retired From
- You currently work for or retired from a company in our list ofparticipating employers.
- You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
3. Eligibility by Organization You Belong To
- You currently belong to orjoin an organizationwhose members we serve.
- You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
4. Eligibility by Community
You are automatically eligible to join DCU if you live, work, worship, or attend school in one of thecommunities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
Jump Up Certificate
As High As
4.34% APY
Jump your rate once per term when rates go up – you decide when.
Learn MoreView Disclosure
0 0 / 5 stars
Minimum To Open
$500
Minimum To Earn
$500.00
Monthly Fee
$0.00
Available Terms
15 or 27 Months
Membership Required
1. Eligibility by Family Relationship to a Current DCU Member
Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
2. Eligibility by Company You Work for or Retired From
- You currently work for or retired from a company in our list ofparticipating employers.
- You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
3. Eligibility by Organization You Belong To
- You currently belong to orjoin an organizationwhose members we serve.
- You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
4. Eligibility by Community
You are automatically eligible to join DCU if you live, work, worship, or attend school in one of thecommunities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
QUICKSTARTCERTIFICATE
As High As
4.86% APY
Lower minimum balance for members under age 23.
Learn MoreView Disclosures
0 0 / 5 stars
Minimum To Open
$100
Minimum To Earn
$100.00
Monthly Fee
$0.00
Available Terms
3 to 60 Months
Membership Required
1. Eligibility by Family Relationship to a Current DCU Member
Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
2. Eligibility by Company You Work for or Retired From
- You currently work for or retired from a company in our list ofparticipating employers.
- You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
3. Eligibility by Organization You Belong To
- You currently belong to orjoin an organizationwhose members we serve.
- You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
4. Eligibility by Community
You are automatically eligible to join DCU if you live, work, worship, or attend school in one of thecommunities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
DCU Certificate Guide
Better returns when rates go up or down.
Learn More
DCU Education Center
Prepare for your financial future.
LEARN MORE
Plan for Your Certificate
Choose from our easy to use calculators to help you manage your certificates and savings goals.
SELECT A CALCULATOR
- How much will my certificate be worth at maturity?
- How much could I save over time?
- What savings amount should I start with?
- How much do I need to save for college?
Resources
Materials and resources to help you save for tomorrow’s goals.
DCU Certificate Guide
Laddering vs. short-term investing. Learn the differences and how to maximize certificate dividends.
LEARN MORE
DCU Education Center
Get started today in preparing for your financial future by visiting DCU’s Education Center.
Learn More
Financing for College
It’s never too early or too late to start planning for your children’s education after high school.
Learn More
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